Monthly Budget in Sacramento for a Couple
What it costs two working adults, no children to live in Sacramento, CA in 2026.
$3,055
Total Monthly
$6,789
Salary Needed
122
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,464 |
| Essential | Groceries & household supplies | $82 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $51 |
| Essential | Car insurance | $265 |
| Essential | Health insurance (couple) | $114 |
| Lifestyle | Internet & streaming | $92 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $488 |
| Lifestyle | Entertainment & recreation | $305 |
| Essentials Subtotal | $2,000 | |
| Lifestyle Subtotal | $1,055 | |
| Total Monthly Budget | $3,055 |
💡 Salary Needed: To live in Sacramento as two working adults, no children with a 20% savings margin, you need approximately $6,789/year before taxes.Check affordability →