Monthly Budget in Rockford for a Single Adult
What it costs one working adult, no dependents to live in Rockford, IL in 2026.
$1,762
Total Monthly
$3,916
Salary Needed
84
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,008 |
| Essential | Groceries & household supplies | $31 |
| Essential | Utilities (electric, gas, water) | $19 |
| Essential | Transportation (gas, transit, maintenance) | $34 |
| Essential | Car insurance | $144 |
| Essential | Health insurance (individual) | $42 |
| Lifestyle | Internet & streaming | $63 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $210 |
| Lifestyle | Entertainment & recreation | $126 |
| Essentials Subtotal | $1,278 | |
| Lifestyle Subtotal | $484 | |
| Total Monthly Budget | $1,762 |
💡 Salary Needed: To live in Rockford as a one working adult, no dependents with a 20% savings margin, you need approximately $3,916/year before taxes.Check affordability →