Monthly Budget in Richmond for a Couple
What it costs two working adults, no children to live in Richmond, VA in 2026.
$2,591
Total Monthly
$5,758
Salary Needed
100
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,200 |
| Essential | Groceries & household supplies | $69 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $41 |
| Essential | Car insurance | $278 |
| Essential | Health insurance (couple) | $91 |
| Lifestyle | Internet & streaming | $75 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $400 |
| Lifestyle | Entertainment & recreation | $250 |
| Essentials Subtotal | $1,696 | |
| Lifestyle Subtotal | $895 | |
| Total Monthly Budget | $2,591 |
💡 Salary Needed: To live in Richmond as two working adults, no children with a 20% savings margin, you need approximately $5,758/year before taxes.Check affordability →