Monthly Budget in Providence for a Single Adult
What it costs one working adult, no dependents to live in Providence, RI in 2026.
$2,251
Total Monthly
$5,002
Salary Needed
108
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,296 |
| Essential | Groceries & household supplies | $38 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $36 |
| Essential | Car insurance | $212 |
| Essential | Health insurance (individual) | $47 |
| Lifestyle | Internet & streaming | $81 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $270 |
| Lifestyle | Entertainment & recreation | $162 |
| Essentials Subtotal | $1,653 | |
| Lifestyle Subtotal | $598 | |
| Total Monthly Budget | $2,251 |
💡 Salary Needed: To live in Providence as a one working adult, no dependents with a 20% savings margin, you need approximately $5,002/year before taxes.Check affordability →