Monthly Budget in Portland for a Family of Four
What it costs two adults, two children to live in Portland, ME in 2026.
$5,291
Total Monthly
$11,758
Salary Needed
115
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,070 |
| Essential | Groceries & household supplies | $122 |
| Essential | Utilities (electric, gas, water) | $42 |
| Essential | Transportation (gas, transit, maintenance) | $78 |
| Essential | Car insurance | $395 |
| Essential | Health insurance (family plan) | $133 |
| Lifestyle | Internet & streaming | $86 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $402 |
| Lifestyle | Entertainment & recreation | $345 |
| Essential | Childcare (2 children) | $1,380 |
| Essentials Subtotal | $4,220 | |
| Lifestyle Subtotal | $1,071 | |
| Total Monthly Budget | $5,291 |
💡 Salary Needed: To live in Portland as two adults, two children with a 20% savings margin, you need approximately $11,758/year before taxes.Check affordability →