Monthly Budget in Philadelphia for a Single Adult
What it costs one working adult, no dependents to live in Philadelphia, PA in 2026.
$2,157
Total Monthly
$4,793
Salary Needed
102
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,224 |
| Essential | Groceries & household supplies | $42 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $30 |
| Essential | Car insurance | $212 |
| Essential | Health insurance (individual) | $62 |
| Lifestyle | Internet & streaming | $77 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $255 |
| Lifestyle | Entertainment & recreation | $153 |
| Essentials Subtotal | $1,587 | |
| Lifestyle Subtotal | $570 | |
| Total Monthly Budget | $2,157 |
💡 Salary Needed: To live in Philadelphia as a one working adult, no dependents with a 20% savings margin, you need approximately $4,793/year before taxes.Check affordability →