Monthly Budget in Philadelphia for a Couple
What it costs two working adults, no children to live in Philadelphia, PA in 2026.
$2,697
Total Monthly
$5,993
Salary Needed
102
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,224 |
| Essential | Groceries & household supplies | $71 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $45 |
| Essential | Car insurance | $318 |
| Essential | Health insurance (couple) | $112 |
| Lifestyle | Internet & streaming | $77 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $408 |
| Lifestyle | Entertainment & recreation | $255 |
| Essentials Subtotal | $1,787 | |
| Lifestyle Subtotal | $910 | |
| Total Monthly Budget | $2,697 |
💡 Salary Needed: To live in Philadelphia as two working adults, no children with a 20% savings margin, you need approximately $5,993/year before taxes.Check affordability →