Monthly Budget in Palm Springs for a Family of Four
What it costs two adults, two children to live in Palm Springs, CA in 2026.
$6,129
Total Monthly
$13,620
Salary Needed
135
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,430 |
| Essential | Groceries & household supplies | $149 |
| Essential | Utilities (electric, gas, water) | $37 |
| Essential | Transportation (gas, transit, maintenance) | $77 |
| Essential | Car insurance | $485 |
| Essential | Health insurance (family plan) | $114 |
| Lifestyle | Internet & streaming | $101 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $473 |
| Lifestyle | Entertainment & recreation | $405 |
| Essential | Childcare (2 children) | $1,620 |
| Essentials Subtotal | $4,912 | |
| Lifestyle Subtotal | $1,217 | |
| Total Monthly Budget | $6,129 |
💡 Salary Needed: To live in Palm Springs as two adults, two children with a 20% savings margin, you need approximately $13,620/year before taxes.Check affordability →