Monthly Budget in Palm Bay for a Single Adult
What it costs one working adult, no dependents to live in Palm Bay, FL in 2026.
$2,001
Total Monthly
$4,447
Salary Needed
96
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,152 |
| Essential | Groceries & household supplies | $43 |
| Essential | Utilities (electric, gas, water) | $23 |
| Essential | Transportation (gas, transit, maintenance) | $30 |
| Essential | Car insurance | $163 |
| Essential | Health insurance (individual) | $49 |
| Lifestyle | Internet & streaming | $72 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $240 |
| Lifestyle | Entertainment & recreation | $144 |
| Essentials Subtotal | $1,460 | |
| Lifestyle Subtotal | $541 | |
| Total Monthly Budget | $2,001 |
💡 Salary Needed: To live in Palm Bay as a one working adult, no dependents with a 20% savings margin, you need approximately $4,447/year before taxes.Check affordability →