Monthly Budget in Oxnard for a Couple
What it costs two working adults, no children to live in Oxnard, CA in 2026.
$3,494
Total Monthly
$7,764
Salary Needed
140
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,680 |
| Essential | Groceries & household supplies | $77 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $56 |
| Essential | Car insurance | $363 |
| Essential | Health insurance (couple) | $109 |
| Lifestyle | Internet & streaming | $105 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $560 |
| Lifestyle | Entertainment & recreation | $350 |
| Essentials Subtotal | $2,309 | |
| Lifestyle Subtotal | $1,185 | |
| Total Monthly Budget | $3,494 |
💡 Salary Needed: To live in Oxnard as two working adults, no children with a 20% savings margin, you need approximately $7,764/year before taxes.Check affordability →