Monthly Budget in Olympia for a Family of Four
What it costs two adults, two children to live in Olympia, WA in 2026.
$5,249
Total Monthly
$11,664
Salary Needed
115
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,070 |
| Essential | Groceries & household supplies | $153 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $89 |
| Essential | Car insurance | $351 |
| Essential | Health insurance (family plan) | $107 |
| Lifestyle | Internet & streaming | $86 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $402 |
| Lifestyle | Entertainment & recreation | $345 |
| Essential | Childcare (2 children) | $1,380 |
| Essentials Subtotal | $4,178 | |
| Lifestyle Subtotal | $1,071 | |
| Total Monthly Budget | $5,249 |
💡 Salary Needed: To live in Olympia as two adults, two children with a 20% savings margin, you need approximately $11,664/year before taxes.Check affordability →