Monthly Budget in Odessa for a Single Adult
What it costs one working adult, no dependents to live in Odessa, TX in 2026.
$1,863
Total Monthly
$4,140
Salary Needed
88
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,056 |
| Essential | Groceries & household supplies | $27 |
| Essential | Utilities (electric, gas, water) | $21 |
| Essential | Transportation (gas, transit, maintenance) | $33 |
| Essential | Car insurance | $185 |
| Essential | Health insurance (individual) | $38 |
| Lifestyle | Internet & streaming | $66 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $220 |
| Lifestyle | Entertainment & recreation | $132 |
| Essentials Subtotal | $1,360 | |
| Lifestyle Subtotal | $503 | |
| Total Monthly Budget | $1,863 |
💡 Salary Needed: To live in Odessa as a one working adult, no dependents with a 20% savings margin, you need approximately $4,140/year before taxes.Check affordability →