Monthly Budget in Oceanside for a Single Adult
What it costs one working adult, no dependents to live in Oceanside, CA in 2026.
$2,840
Total Monthly
$6,311
Salary Needed
142
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,704 |
| Essential | Groceries & household supplies | $38 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $50 |
| Essential | Car insurance | $214 |
| Essential | Health insurance (individual) | $46 |
| Lifestyle | Internet & streaming | $107 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $355 |
| Lifestyle | Entertainment & recreation | $213 |
| Essentials Subtotal | $2,080 | |
| Lifestyle Subtotal | $760 | |
| Total Monthly Budget | $2,840 |
💡 Salary Needed: To live in Oceanside as a one working adult, no dependents with a 20% savings margin, you need approximately $6,311/year before taxes.Check affordability →