Monthly Budget in Newark for a Single Adult
What it costs one working adult, no dependents to live in Newark, NJ in 2026.
$2,425
Total Monthly
$5,389
Salary Needed
120
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,440 |
| Essential | Groceries & household supplies | $41 |
| Essential | Utilities (electric, gas, water) | $26 |
| Essential | Transportation (gas, transit, maintenance) | $34 |
| Essential | Car insurance | $179 |
| Essential | Health insurance (individual) | $50 |
| Lifestyle | Internet & streaming | $90 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $300 |
| Lifestyle | Entertainment & recreation | $180 |
| Essentials Subtotal | $1,770 | |
| Lifestyle Subtotal | $655 | |
| Total Monthly Budget | $2,425 |
💡 Salary Needed: To live in Newark as a one working adult, no dependents with a 20% savings margin, you need approximately $5,389/year before taxes.Check affordability →