Monthly Budget in Memphis for a Remote Worker
What it costs single adult working from home to live in Memphis, TN in 2026.
$1,630
Total Monthly
$3,622
Salary Needed
82
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $984 |
| Essential | Groceries & household supplies | $30 |
| Essential | Utilities (electric, gas, water) | $21 |
| Essential | Transportation (gas, transit, maintenance) | $11 |
| Essential | Car insurance | $104 |
| Essential | Health insurance (individual) | $47 |
| Lifestyle | Internet & streaming | $61 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $164 |
| Lifestyle | Entertainment & recreation | $123 |
| Essentials Subtotal | $1,197 | |
| Lifestyle Subtotal | $433 | |
| Total Monthly Budget | $1,630 |
💡 Salary Needed: To live in Memphis as single adult working from home with a 20% savings margin, you need approximately $3,622/year before taxes.Check affordability →