Monthly Budget in McAllen for a Couple

What it costs two working adults, no children to live in McAllen, TX in 2026.

$2,105
Total Monthly
$4,678
Salary Needed
78
Cost Index

Complete Monthly Budget

CategoryExpenseMonthly Cost
EssentialRent (1BR apartment)$936
EssentialGroceries & household supplies$49
EssentialUtilities (electric, gas, water)$22
EssentialTransportation (gas, transit, maintenance)$47
EssentialCar insurance$223
EssentialHealth insurance (couple)$92
LifestyleInternet & streaming$59
LifestylePhone plan (2 lines)$170
LifestyleDining out & takeout$312
LifestyleEntertainment & recreation$195
Essentials Subtotal$1,369
Lifestyle Subtotal$736
Total Monthly Budget$2,105
💡 Salary Needed: To live in McAllen as two working adults, no children with a 20% savings margin, you need approximately $4,678/year before taxes.Check affordability →

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McAllen Overview