Monthly Budget in Madison for a Single Adult
What it costs one working adult, no dependents to live in Madison, WI in 2026.
$2,123
Total Monthly
$4,718
Salary Needed
104
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,248 |
| Essential | Groceries & household supplies | $45 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $40 |
| Essential | Car insurance | $144 |
| Essential | Health insurance (individual) | $50 |
| Lifestyle | Internet & streaming | $78 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $260 |
| Lifestyle | Entertainment & recreation | $156 |
| Essentials Subtotal | $1,544 | |
| Lifestyle Subtotal | $579 | |
| Total Monthly Budget | $2,123 |
💡 Salary Needed: To live in Madison as a one working adult, no dependents with a 20% savings margin, you need approximately $4,718/year before taxes.Check affordability →