Monthly Budget in Lowell for a Single Adult
What it costs one working adult, no dependents to live in Lowell, MA in 2026.
$2,296
Total Monthly
$5,102
Salary Needed
110
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,320 |
| Essential | Groceries & household supplies | $37 |
| Essential | Utilities (electric, gas, water) | $22 |
| Essential | Transportation (gas, transit, maintenance) | $30 |
| Essential | Car insurance | $211 |
| Essential | Health insurance (individual) | $68 |
| Lifestyle | Internet & streaming | $83 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $275 |
| Lifestyle | Entertainment & recreation | $165 |
| Essentials Subtotal | $1,688 | |
| Lifestyle Subtotal | $608 | |
| Total Monthly Budget | $2,296 |
💡 Salary Needed: To live in Lowell as a one working adult, no dependents with a 20% savings margin, you need approximately $5,102/year before taxes.Check affordability →