Monthly Budget in Lowell for a Remote Worker
What it costs single adult working from home to live in Lowell, MA in 2026.
$2,163
Total Monthly
$4,807
Salary Needed
110
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $1,320 |
| Essential | Groceries & household supplies | $41 |
| Essential | Utilities (electric, gas, water) | $22 |
| Essential | Transportation (gas, transit, maintenance) | $12 |
| Essential | Car insurance | $147 |
| Essential | Health insurance (individual) | $68 |
| Lifestyle | Internet & streaming | $83 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $220 |
| Lifestyle | Entertainment & recreation | $165 |
| Essentials Subtotal | $1,610 | |
| Lifestyle Subtotal | $553 | |
| Total Monthly Budget | $2,163 |
💡 Salary Needed: To live in Lowell as single adult working from home with a 20% savings margin, you need approximately $4,807/year before taxes.Check affordability →