Monthly Budget in Lowell for a Couple
What it costs two working adults, no children to live in Lowell, MA in 2026.
$2,857
Total Monthly
$6,349
Salary Needed
110
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,320 |
| Essential | Groceries & household supplies | $63 |
| Essential | Utilities (electric, gas, water) | $22 |
| Essential | Transportation (gas, transit, maintenance) | $46 |
| Essential | Car insurance | $316 |
| Essential | Health insurance (couple) | $122 |
| Lifestyle | Internet & streaming | $83 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $440 |
| Lifestyle | Entertainment & recreation | $275 |
| Essentials Subtotal | $1,889 | |
| Lifestyle Subtotal | $968 | |
| Total Monthly Budget | $2,857 |
💡 Salary Needed: To live in Lowell as two working adults, no children with a 20% savings margin, you need approximately $6,349/year before taxes.Check affordability →