Monthly Budget in Lincoln for a Single Adult
What it costs one working adult, no dependents to live in Lincoln, NE in 2026.
$1,924
Total Monthly
$4,276
Salary Needed
91
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,092 |
| Essential | Groceries & household supplies | $31 |
| Essential | Utilities (electric, gas, water) | $19 |
| Essential | Transportation (gas, transit, maintenance) | $36 |
| Essential | Car insurance | $179 |
| Essential | Health insurance (individual) | $49 |
| Lifestyle | Internet & streaming | $68 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $228 |
| Lifestyle | Entertainment & recreation | $137 |
| Essentials Subtotal | $1,406 | |
| Lifestyle Subtotal | $518 | |
| Total Monthly Budget | $1,924 |
💡 Salary Needed: To live in Lincoln as a one working adult, no dependents with a 20% savings margin, you need approximately $4,276/year before taxes.Check affordability →