Monthly Budget in Lincoln for a Family of Four
What it costs two adults, two children to live in Lincoln, NE in 2026.
$4,307
Total Monthly
$9,571
Salary Needed
91
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,638 |
| Essential | Groceries & household supplies | $100 |
| Essential | Utilities (electric, gas, water) | $29 |
| Essential | Transportation (gas, transit, maintenance) | $71 |
| Essential | Car insurance | $358 |
| Essential | Health insurance (family plan) | $121 |
| Lifestyle | Internet & streaming | $68 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $319 |
| Lifestyle | Entertainment & recreation | $273 |
| Essential | Childcare (2 children) | $1,092 |
| Essentials Subtotal | $3,409 | |
| Lifestyle Subtotal | $898 | |
| Total Monthly Budget | $4,307 |
💡 Salary Needed: To live in Lincoln as two adults, two children with a 20% savings margin, you need approximately $9,571/year before taxes.Check affordability →