Monthly Budget in Lincoln for a Couple
What it costs two working adults, no children to live in Lincoln, NE in 2026.
$2,403
Total Monthly
$5,340
Salary Needed
91
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,092 |
| Essential | Groceries & household supplies | $53 |
| Essential | Utilities (electric, gas, water) | $19 |
| Essential | Transportation (gas, transit, maintenance) | $54 |
| Essential | Car insurance | $268 |
| Essential | Health insurance (couple) | $87 |
| Lifestyle | Internet & streaming | $68 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $364 |
| Lifestyle | Entertainment & recreation | $228 |
| Essentials Subtotal | $1,573 | |
| Lifestyle Subtotal | $830 | |
| Total Monthly Budget | $2,403 |
💡 Salary Needed: To live in Lincoln as two working adults, no children with a 20% savings margin, you need approximately $5,340/year before taxes.Check affordability →