Monthly Budget in Lexington for a Single Adult
What it costs one working adult, no dependents to live in Lexington, KY in 2026.
$1,930
Total Monthly
$4,289
Salary Needed
93
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,116 |
| Essential | Groceries & household supplies | $36 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $27 |
| Essential | Car insurance | $162 |
| Essential | Health insurance (individual) | $43 |
| Lifestyle | Internet & streaming | $70 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $233 |
| Lifestyle | Entertainment & recreation | $140 |
| Essentials Subtotal | $1,402 | |
| Lifestyle Subtotal | $528 | |
| Total Monthly Budget | $1,930 |
💡 Salary Needed: To live in Lexington as a one working adult, no dependents with a 20% savings margin, you need approximately $4,289/year before taxes.Check affordability →