Monthly Budget in Lexington for a Family of Four
What it costs two adults, two children to live in Lexington, KY in 2026.
$4,331
Total Monthly
$9,624
Salary Needed
93
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,674 |
| Essential | Groceries & household supplies | $116 |
| Essential | Utilities (electric, gas, water) | $27 |
| Essential | Transportation (gas, transit, maintenance) | $55 |
| Essential | Car insurance | $323 |
| Essential | Health insurance (family plan) | $107 |
| Lifestyle | Internet & streaming | $70 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $326 |
| Lifestyle | Entertainment & recreation | $279 |
| Essential | Childcare (2 children) | $1,116 |
| Essentials Subtotal | $3,418 | |
| Lifestyle Subtotal | $913 | |
| Total Monthly Budget | $4,331 |
💡 Salary Needed: To live in Lexington as two adults, two children with a 20% savings margin, you need approximately $9,624/year before taxes.Check affordability →