Monthly Budget in Key West for a Family of Four
What it costs two adults, two children to live in Key West, FL in 2026.
$6,960
Total Monthly
$15,467
Salary Needed
155
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,790 |
| Essential | Groceries & household supplies | $144 |
| Essential | Utilities (electric, gas, water) | $43 |
| Essential | Transportation (gas, transit, maintenance) | $92 |
| Essential | Car insurance | $528 |
| Essential | Health insurance (family plan) | $141 |
| Lifestyle | Internet & streaming | $116 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $543 |
| Lifestyle | Entertainment & recreation | $465 |
| Essential | Childcare (2 children) | $1,860 |
| Essentials Subtotal | $5,598 | |
| Lifestyle Subtotal | $1,362 | |
| Total Monthly Budget | $6,960 |
💡 Salary Needed: To live in Key West as two adults, two children with a 20% savings margin, you need approximately $15,467/year before taxes.Check affordability →