Monthly Budget in Key West for a Couple
What it costs two working adults, no children to live in Key West, FL in 2026.
$3,826
Total Monthly
$8,502
Salary Needed
155
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,860 |
| Essential | Groceries & household supplies | $77 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $69 |
| Essential | Car insurance | $396 |
| Essential | Health insurance (couple) | $102 |
| Lifestyle | Internet & streaming | $116 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $620 |
| Lifestyle | Entertainment & recreation | $388 |
| Essentials Subtotal | $2,532 | |
| Lifestyle Subtotal | $1,294 | |
| Total Monthly Budget | $3,826 |
💡 Salary Needed: To live in Key West as two working adults, no children with a 20% savings margin, you need approximately $8,502/year before taxes.Check affordability →