Monthly Budget in Jersey City for a Single Adult
What it costs one working adult, no dependents to live in Jersey City, NJ in 2026.
$2,748
Total Monthly
$6,107
Salary Needed
135
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,620 |
| Essential | Groceries & household supplies | $44 |
| Essential | Utilities (electric, gas, water) | $31 |
| Essential | Transportation (gas, transit, maintenance) | $49 |
| Essential | Car insurance | $211 |
| Essential | Health insurance (individual) | $66 |
| Lifestyle | Internet & streaming | $101 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $338 |
| Lifestyle | Entertainment & recreation | $203 |
| Essentials Subtotal | $2,021 | |
| Lifestyle Subtotal | $727 | |
| Total Monthly Budget | $2,748 |
💡 Salary Needed: To live in Jersey City as a one working adult, no dependents with a 20% savings margin, you need approximately $6,107/year before taxes.Check affordability →