Monthly Budget in Jacksonville for a Family of Four

What it costs two adults, two children to live in Jacksonville, FL in 2026.

$4,519
Total Monthly
$10,042
Salary Needed
96
Cost Index

Complete Monthly Budget

CategoryExpenseMonthly Cost
EssentialRent (3BR apartment)$1,728
EssentialGroceries & household supplies$129
EssentialUtilities (electric, gas, water)$38
EssentialTransportation (gas, transit, maintenance)$63
EssentialCar insurance$369
EssentialHealth insurance (family plan)$106
LifestyleInternet & streaming$72
LifestylePhone plan (4 lines)$238
LifestyleDining out & takeout$336
LifestyleEntertainment & recreation$288
EssentialChildcare (2 children)$1,152
Essentials Subtotal$3,585
Lifestyle Subtotal$934
Total Monthly Budget$4,519
💡 Salary Needed: To live in Jacksonville as two adults, two children with a 20% savings margin, you need approximately $10,042/year before taxes.Check affordability →

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Jacksonville Overview