Cost of LivingUpdated March 2026

Rent Prices Cost in Jackson, MS

Average rent for a 1-bedroom apartment. Data sourced from BLS, U.S. Census Bureau, and industry surveys.

Avg Cost
$1,100
45% below avg
Cost Range
$550 – $1,650
National Avg
$2,000
State Avg
$1,304
Cost Index
80/100
YoY Trend
-0.1%
Stable
Reviewed by Marcus Rivera, Urban Economics Researcher|Last verified: March 2026|Sources: BLS, Census Bureau, HUD
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Average Rent Prices Price in Jackson

For Jackson households earning a median of $36K per year, rent prices is relatively affordable compared to what households in pricier markets face. At $550 to $1,650, this smaller city costs considerably less here than in most US cities, with prices 45% below the benchmark.

Typical Cost Range in Jackson
$550$1,650
-45% vs national average
$550$1,100$1,650
LowNational avg: $2,000High

What Affects Rent Prices Prices in Jackson?

In a city powered by a value-oriented market where your dollar stretches further than in most American cities, the cost landscape for rent prices is shaped by forces you won't find in national averages. The subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs. Local lifestyle patterns matter too: a warm-weather lifestyle that includes year-round outdoor activities, from fishing to football tailgates. All of this feeds into the pricing you see below.

What Matters Most

Rent consumes the largest share of any budget, and the gap between the cheapest and most expensive US cities is staggering — a 1BR apartment averages $800 in some markets and $3,500+ in others.

Pro Tip

Negotiate lease renewal terms 60-90 days before expiration. Landlords prefer retention over turnover — a 2-3% rent increase is often negotiable down from the 5-8% they initially propose.

Common Mistake

Only comparing advertised rents without factoring in utilities, parking, and pet fees. These add $100-400/month in many markets.

Best Time to Buy

Rent prices peak in June-August when most leases turn over. Signing a lease in November-February often saves 5-10% on the same unit.

Rent Prices Cost: Jackson vs State & National Average

CategoryJacksonMississippi AvgNational Avg
Average cost$1,100$1,304$2,000
Low estimate$550$978$1,500
High estimate$1,650$1,695$2,600

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Rent Prices in Jackson: $550 – $1,650 (national avg: $2,000)

🧮 Full Cost Calculator💰 Can I Afford It?📦 Move Shock Score

Hidden Costs

Newcomers to Jackson miss: summer cooling ($80-200/month extra), flood insurance, mold prevention costs. Car ownership is essentially mandatory.

Monthly Budget Breakdown

A single person in Jackson typically spends ~$385 on housing, $165 on food, $132 on transportation, and $88 on utilities monthly. Competitive with or below typical US metro costs. The biggest variable? Housing choice.

Climate Impact on Rent Prices in Jackson

🌤️ Jackson's subtropical climate creates specific rent prices considerations: year-round humidity accelerates corrosion, UV exposure degrades materials faster, and hurricane season means wind-resistance standards for everything.

Year-over-Year Trend

-0.1%
StableRent Prices costs in Jackson

Rent Prices costs in Jackson have remained largely stable over the past year.

Rent Prices Cost Breakdown in Jackson

Rent Prices Cost Items — Jackson

Adjusted for Jackson
12 cost items — hover rows for details
ItemLow Est.High Est.Note
Studio apartment
$330$1,100per month
1-bedroom apartment
$440$1,540per month — most common
2-bedroom apartment
$550$1,925per month
3-bedroom house/apartment
$715$2,475per month
4+ bedroom house
$990$3,300per month
Security deposit
$275$1,650typically 1 month rent
Pet deposit (if applicable)
$110$275one-time
Pet rent
$14$41per month
Renter's insurance
$8$19per month
Application fee
$25$75per application
Parking (if not included)
$28$165per month
Utilities not included
$55$138per month
12 items listed · All prices in USDData verified March 2026

Is Jackson Cheap or Expensive for Rent Prices?

Jackson's cost index of 80 means that local pricing here stays below average — lower overhead costs translate to more competitive pricing across most categories.

Practical Advice for Jackson

💡 Jackson's smaller market means fewer choices but often better personal service. For larger projects, get one estimate from a regional contractor (30-50 miles out) to keep local pricing honest.

Before You Spend: Checklist

  • Review utility costs including seasonal heating/cooling variation
  • Look at grocery store options in your target neighborhood — food costs vary by neighborhood
  • Consider childcare costs if applicable — they can differ by $500+/month between cities
  • Research renter's or homeowner's insurance rates for the new area
  • Compare your take-home pay (after taxes) in both locations
  • Don't just compare averages — look at the neighborhood you'd actually live in

How to Save on Rent Prices in Jackson

1

Jackson's cost index of 80 is a starting point, not a verdict. Your specific lifestyle — commute distance, dining habits, hobbies — shifts the real number significantly.

2

With competitive pricing in Jackson, you have leverage to request extras — post-project cleanup, extended warranties, or material upgrades — without increasing the total.

3

Track your actual spending for 2-3 months before and after moving to Jackson. Real-world costs often diverge from averages by 15-25%.

4

Factor in MS state income tax when comparing cities. A $5K salary difference can evaporate (or double) depending on state tax policy.

Hidden Costs of Rent Prices in Jackson That Most People Miss

The published cost-of-living index for Jackson (80) captures the averages — but averages hide enormous variation. Your actual cost of living depends heavily on choices most indices don't track: whether you own or rent (ownership costs in Jackson have diverged from rental costs by 5-15%), which neighborhood you choose (a 15-minute drive can mean 20-40% cost differences), and lifestyle factors like dining habits, commute distance, and childcare needs.

What Jackson's cost index doesn't capture: the "new resident premium." Newcomers to Jackson consistently overpay for their first 6-12 months — paying above-market rents due to urgency, shopping at convenient but expensive stores before discovering local alternatives, and paying retail prices for services where long-term residents have established relationships and loyalty discounts. Budget an additional 10-15% for your first year.

Seasonal cost swings in Jackson are another hidden factor. Summer cooling costs can add $150-300/month to utility bills, and hurricane season drives up insurance premiums and emergency preparedness expenses. Annualize these costs when comparing to other cities.

How Jackson Compares Regionally for Rent Prices

How does Jackson stack up against nearby cities for rent prices? Hattiesburg offers lower costs — Hattiesburg at roughly $1,560. Baton Rouge and Biloxi run at similar or higher price points. Among southern metros of comparable size, Jackson's cost index of 80 places it on the affordable end of the spectrum. This positioning matters because it affects not just what you pay, but the pool of professionals and providers available — higher-cost markets tend to attract more specialized talent, while lower-cost markets often mean fewer options but stronger community relationships. When comparing options, remember that a 10-point difference in cost index translates to roughly a meaningful shift in your annual spending on rent prices.

What to Expect at Every Budget Level in Jackson

Budget-Conscious

$550 – $633

Minimum viable option for rent prices in Jackson

Choose value over premium. Focus on essentials first, upgrade later.

Average Household

$990 – $1,210

Typical spend for a Jackson household

This is the sweet spot for value in Jackson. You get quality without overpaying. Get 3 quotes and pick the mid-range option — it's usually the best value.

Premium / No-Compromise

$1,485 – $1,650

Top-tier rent prices in Jackson

Premium pricing in Jackson doesn't always mean better quality — verify that you're paying for substance, not just branding.

Rent Prices Cost Trends in Jackson

Rent Prices costs in Jackson have been relatively stable over the past 12-24 months. The primary drivers in Jackson: stabilizing supply chains, increased competition among providers, and moderate demand growth. Looking ahead, Jackson's demographic stability should keep costs predictable, though national factors like interest rates and regulatory changes could shift the picture.

The Bottom Line

The bottom line on rent prices in Jackson: you're looking at $550 to $1,650 $/mo, which is 45% below the national average — your money goes further here, and quality doesn't necessarily suffer. The smartest move: get at least 3 estimates from different professionals, compare not just price but reputation and guarantees, and budget 15-20% above your best estimate for contingencies. This page is updated quarterly with the latest available data from federal sources.

Compare Jackson with Other Cities

See how rent prices costs compare in nearby markets.

vs Hattiesburgvs Baton Rougevs BiloxiAll cities for Rent Prices

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Frequently Asked Questions

When is the best time to schedule this service in Jackson?

Rent prices peak in June-August when most leases turn over. Signing a lease in November-February often saves 5-10% on the same unit. In Jackson specifically, local demand patterns follow southern climate and economic cycles.

What's the most common mistake people make with rent prices in Jackson?

Only comparing advertised rents without factoring in utilities, parking, and pet fees. These add $100-400/month in many markets. This applies in any market, but it's especially costly in Jackson where even small mistakes can erode the savings you'd otherwise enjoy.

Is the Mississippi state average different from Jackson's?

Mississippi's state average for rent prices is $1,304, which is actually higher than Jackson's $1,100. Jackson is one of the more affordable cities within Mississippi for this category.

How can I save money on rent prices in Jackson?

Jackson's cost index of 80 is a starting point, not a verdict. Your specific lifestyle — commute distance, dining habits, hobbies — shifts the real number significantly. With competitive pricing in Jackson, you have leverage to request extras — post-project cleanup, extended warranties, or material upgrades — without increasing the total. Additionally, timing matters: rent prices peak in June-August when most leases turn over. Signing a lease in November-February often saves 5-10% on the same unit.

Is Jackson expensive for rent prices?

No — Jackson is actually one of the more affordable markets for rent prices, coming in 45% below the national average. The Mississippi state average is $1,304 for comparison.

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