Monthly Budget in Ithaca for a Single Adult
What it costs one working adult, no dependents to live in Ithaca, NY in 2026.
$2,171
Total Monthly
$4,824
Salary Needed
105
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,260 |
| Essential | Groceries & household supplies | $34 |
| Essential | Utilities (electric, gas, water) | $23 |
| Essential | Transportation (gas, transit, maintenance) | $31 |
| Essential | Car insurance | $188 |
| Essential | Health insurance (individual) | $50 |
| Lifestyle | Internet & streaming | $79 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $263 |
| Lifestyle | Entertainment & recreation | $158 |
| Essentials Subtotal | $1,586 | |
| Lifestyle Subtotal | $585 | |
| Total Monthly Budget | $2,171 |
💡 Salary Needed: To live in Ithaca as a one working adult, no dependents with a 20% savings margin, you need approximately $4,824/year before taxes.Check affordability →