Monthly Budget in Independence for a Single Adult
What it costs one working adult, no dependents to live in Independence, MO in 2026.
$1,773
Total Monthly
$3,940
Salary Needed
84
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,008 |
| Essential | Groceries & household supplies | $37 |
| Essential | Utilities (electric, gas, water) | $16 |
| Essential | Transportation (gas, transit, maintenance) | $32 |
| Essential | Car insurance | $165 |
| Essential | Health insurance (individual) | $31 |
| Lifestyle | Internet & streaming | $63 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $210 |
| Lifestyle | Entertainment & recreation | $126 |
| Essentials Subtotal | $1,289 | |
| Lifestyle Subtotal | $484 | |
| Total Monthly Budget | $1,773 |
💡 Salary Needed: To live in Independence as a one working adult, no dependents with a 20% savings margin, you need approximately $3,940/year before taxes.Check affordability →