Mississippi · SouthVery Affordable CityUpdated March 2026

Cost of Living in Hattiesburg, MS

Detailed cost data for 38 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Cost Index
78
22% below national average
100 = national baseline
49K
Population
$34K
Median Income
$1,129/mo
Avg Rent (1BR)
$3,067/mo
Living Cost (Single)
✍️ Reviewed by Sarah Chen, Senior Cost-of-Living Analyst📅 Last verified: March 2026
BLSCensusHUD

Cost of Living in Hattiesburg: The Full Picture

Whether you're a longtime Hattiesburg resident or considering this southern smaller city for a potential move, understanding local costs is essential. The city's economy — a budget-conscious community where affordable living draws families from pricier metro areas — creates a pricing environment that national data can't capture. The subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs. Here's what the numbers look like across 38 categories.

A+
Overall
A+
Housing
A
Food
A
Healthcare
A+
Transport
B+
Utilities
💼 Economy

Hattiesburg has a small-city economy where personal relationships still drive business and referrals matter more than advertising

🏠 Housing

The housing market features a housing market where the American Dream of owning a home is still financially realistic

🌤️ Climate & Lifestyle

The subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs.. The lifestyle here is characterized by A warm-weather lifestyle that includes year-round outdoor activities, from fishing to football tailgates..

💡 The Bottom Line

Few American cities offer better value than Hattiesburg. At a cost index of 78, you'll find housing, services, and daily expenses dramatically cheaper than national norms — making it a magnet for remote workers and retirees.

💰 Purchasing Power in Hattiesburg

$50K salary
≈ $64K
+$14K real value
$75K salary
≈ $96K
+$21K real value
$100K salary
≈ $128K
+$28K real value
$150K salary
≈ $192K
+$42K real value

Purchasing power adjusted to national average baseline. In Hattiesburg, your dollar buys 28% more than the national average.

Monthly Living Expenses in Hattiesburg

What it actually costs to live in Hattiesburg each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$1,700/mo$2,950/mo$3,900/mo
🟢Comfortable$2,750/mo$4,500/mo$5,850/mo
🟣Generous$4,300/mo$7,000/mo$9,350/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Hattiesburg's cost index of 78 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Hattiesburg's cost landscape is shaped by geography. Newer developments and master-planned communities drive the sharpest price differences between neighborhoods. A 15-minute drive can mean a 20%+ swing in housing and service costs.

Hattiesburg vs U.S. Average Cost of Living

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Hattiesburg

What contractors charge for the most common repairs, installations, and remodels

💼 Business Startup Costs in Hattiesburg

Full startup cost breakdowns — from lease deposits to working capital

📊 Cost of Living in Hattiesburg

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Hattiesburg

Annual and monthly premium estimates for major insurance categories

💰 Salaries & Jobs in Hattiesburg

Annual compensation by experience level, role, and specialization

How Much Income Do You Need in Hattiesburg?

✅ Best For

  • Retirees on fixed incomes
  • First-time business owners
  • Remote workers keeping coastal salaries
  • Anyone building an emergency fund

⚠️ Not Ideal For

  • Workers in highly specialized tech roles
  • Those seeking dense urban amenities
💬 Expert Tip

Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.

How Does Hattiesburg Compare?

Pick a nearby city and see the full cost comparison across all 38 topics.

CostOfCity Value Index

D
Hattiesburg Value Score: 30/100
Below Average
Affordability Ratio
2.6x
Stretched
Savings Potential
38%
of median income
Value Score
12/100
income-adjusted
Growth Risk
62/100
Costs rising fast

The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.

📦

Free Relocation Blueprint

Your complete moving budget for Hattiesburg, MS

Monthly Budget
$2,202
Moving Costs
$2,000 – $4,500
Deposits Est.
$2,823
Cost Index
78

Get a personalized PDF with first-month costs, 12-month cash projection, neighborhood tips, and a moving checklist — tailored to your household size and origin city.

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Frequently Asked Questions About Hattiesburg

What is the median household income in Hattiesburg?

The median household income in Hattiesburg is approximately $34,000 per year. Adjusted for local cost of living (index: 78), this goes further than in many US cities.

Is Hattiesburg a good place to start a business?

Hattiesburg's business environment is shaped by MS's regulatory framework and local commercial real estate costs. Below-average operating costs give businesses more runway to reach profitability. Check our business startup cost data for specific figures.

Is Hattiesburg, MS expensive to live in?

Hattiesburg's cost of living index is 78, which is 22% below the national average of 100. Hattiesburg is one of the more affordable US cities.

Explore Hattiesburg in Depth

🏠 Living Alone
Solo budget breakdown for Hattiesburg
💰 Salary Needed
Minimum salary to live in Hattiesburg
📊 Can I Afford It?
Budget check for Hattiesburg
📋 Monthly Budget
Full monthly breakdown
🗺️ Mississippi Overview
Compare all cities in Mississippi

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