Monthly Budget in Grand Rapids for a Single Adult
What it costs one working adult, no dependents to live in Grand Rapids, MI in 2026.
$1,903
Total Monthly
$4,229
Salary Needed
90
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,080 |
| Essential | Groceries & household supplies | $37 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $30 |
| Essential | Car insurance | $169 |
| Essential | Health insurance (individual) | $56 |
| Lifestyle | Internet & streaming | $68 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $225 |
| Lifestyle | Entertainment & recreation | $135 |
| Essentials Subtotal | $1,390 | |
| Lifestyle Subtotal | $513 | |
| Total Monthly Budget | $1,903 |
💡 Salary Needed: To live in Grand Rapids as a one working adult, no dependents with a 20% savings margin, you need approximately $4,229/year before taxes.Check affordability →