Monthly Budget in Duluth for a Single Adult
What it costs one working adult, no dependents to live in Duluth, MN in 2026.
$1,956
Total Monthly
$4,347
Salary Needed
96
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,152 |
| Essential | Groceries & household supplies | $41 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $38 |
| Essential | Car insurance | $130 |
| Essential | Health insurance (individual) | $37 |
| Lifestyle | Internet & streaming | $72 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $240 |
| Lifestyle | Entertainment & recreation | $144 |
| Essentials Subtotal | $1,415 | |
| Lifestyle Subtotal | $541 | |
| Total Monthly Budget | $1,956 |
💡 Salary Needed: To live in Duluth as a one working adult, no dependents with a 20% savings margin, you need approximately $4,347/year before taxes.Check affordability →