Monthly Budget in Denver for a Single Adult
What it costs one working adult, no dependents to live in Denver, CO in 2026.
$2,588
Total Monthly
$5,751
Salary Needed
128
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,536 |
| Essential | Groceries & household supplies | $52 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $40 |
| Essential | Car insurance | $190 |
| Essential | Health insurance (individual) | $53 |
| Lifestyle | Internet & streaming | $96 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $320 |
| Lifestyle | Entertainment & recreation | $192 |
| Essentials Subtotal | $1,895 | |
| Lifestyle Subtotal | $693 | |
| Total Monthly Budget | $2,588 |
💡 Salary Needed: To live in Denver as a one working adult, no dependents with a 20% savings margin, you need approximately $5,751/year before taxes.Check affordability →