Monthly Budget in Dayton for a Couple

What it costs two working adults, no children to live in Dayton, OH in 2026.

$2,210
Total Monthly
$4,911
Salary Needed
82
Cost Index

Complete Monthly Budget

CategoryExpenseMonthly Cost
EssentialRent (1BR apartment)$984
EssentialGroceries & household supplies$46
EssentialUtilities (electric, gas, water)$17
EssentialTransportation (gas, transit, maintenance)$46
EssentialCar insurance$266
EssentialHealth insurance (couple)$87
LifestyleInternet & streaming$61
LifestylePhone plan (2 lines)$170
LifestyleDining out & takeout$328
LifestyleEntertainment & recreation$205
Essentials Subtotal$1,446
Lifestyle Subtotal$764
Total Monthly Budget$2,210
💡 Salary Needed: To live in Dayton as two working adults, no children with a 20% savings margin, you need approximately $4,911/year before taxes.Check affordability →

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Dayton Overview