Monthly Budget in Chico for a Couple
What it costs two working adults, no children to live in Chico, CA in 2026.
$2,688
Total Monthly
$5,973
Salary Needed
108
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,296 |
| Essential | Groceries & household supplies | $77 |
| Essential | Utilities (electric, gas, water) | $19 |
| Essential | Transportation (gas, transit, maintenance) | $45 |
| Essential | Car insurance | $219 |
| Essential | Health insurance (couple) | $79 |
| Lifestyle | Internet & streaming | $81 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $432 |
| Lifestyle | Entertainment & recreation | $270 |
| Essentials Subtotal | $1,735 | |
| Lifestyle Subtotal | $953 | |
| Total Monthly Budget | $2,688 |
💡 Salary Needed: To live in Chico as two working adults, no children with a 20% savings margin, you need approximately $5,973/year before taxes.Check affordability →