Monthly Budget in Chattanooga for a Single Adult
What it costs one working adult, no dependents to live in Chattanooga, TN in 2026.
$1,814
Total Monthly
$4,031
Salary Needed
86
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,032 |
| Essential | Groceries & household supplies | $33 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $21 |
| Essential | Car insurance | $162 |
| Essential | Health insurance (individual) | $54 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $215 |
| Lifestyle | Entertainment & recreation | $129 |
| Essentials Subtotal | $1,320 | |
| Lifestyle Subtotal | $494 | |
| Total Monthly Budget | $1,814 |
💡 Salary Needed: To live in Chattanooga as a one working adult, no dependents with a 20% savings margin, you need approximately $4,031/year before taxes.Check affordability →