Monthly Budget in Cedar Rapids for a Single Adult
What it costs one working adult, no dependents to live in Cedar Rapids, IA in 2026.
$1,902
Total Monthly
$4,227
Salary Needed
88
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,056 |
| Essential | Groceries & household supplies | $43 |
| Essential | Utilities (electric, gas, water) | $21 |
| Essential | Transportation (gas, transit, maintenance) | $25 |
| Essential | Car insurance | $199 |
| Essential | Health insurance (individual) | $55 |
| Lifestyle | Internet & streaming | $66 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $220 |
| Lifestyle | Entertainment & recreation | $132 |
| Essentials Subtotal | $1,399 | |
| Lifestyle Subtotal | $503 | |
| Total Monthly Budget | $1,902 |
💡 Salary Needed: To live in Cedar Rapids as a one working adult, no dependents with a 20% savings margin, you need approximately $4,227/year before taxes.Check affordability →