Monthly Budget in Cape Coral for a Single Adult
What it costs one working adult, no dependents to live in Cape Coral, FL in 2026.
$2,090
Total Monthly
$4,644
Salary Needed
100
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,200 |
| Essential | Groceries & household supplies | $40 |
| Essential | Utilities (electric, gas, water) | $16 |
| Essential | Transportation (gas, transit, maintenance) | $29 |
| Essential | Car insurance | $192 |
| Essential | Health insurance (individual) | $53 |
| Lifestyle | Internet & streaming | $75 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $250 |
| Lifestyle | Entertainment & recreation | $150 |
| Essentials Subtotal | $1,530 | |
| Lifestyle Subtotal | $560 | |
| Total Monthly Budget | $2,090 |
💡 Salary Needed: To live in Cape Coral as a one working adult, no dependents with a 20% savings margin, you need approximately $4,644/year before taxes.Check affordability →