Monthly Budget in Cambridge for a Single Adult
What it costs one working adult, no dependents to live in Cambridge, MA in 2026.
$3,355
Total Monthly
$7,456
Salary Needed
168
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $2,016 |
| Essential | Groceries & household supplies | $59 |
| Essential | Utilities (electric, gas, water) | $35 |
| Essential | Transportation (gas, transit, maintenance) | $48 |
| Essential | Car insurance | $247 |
| Essential | Health insurance (individual) | $67 |
| Lifestyle | Internet & streaming | $126 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $420 |
| Lifestyle | Entertainment & recreation | $252 |
| Essentials Subtotal | $2,472 | |
| Lifestyle Subtotal | $883 | |
| Total Monthly Budget | $3,355 |
💡 Salary Needed: To live in Cambridge as a one working adult, no dependents with a 20% savings margin, you need approximately $7,456/year before taxes.Check affordability →