Monthly Budget in Cambridge for a Remote Worker
What it costs single adult working from home to live in Cambridge, MA in 2026.
$3,173
Total Monthly
$7,051
Salary Needed
168
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment (home office)) | $2,016 |
| Essential | Groceries & household supplies | $64 |
| Essential | Utilities (electric, gas, water) | $35 |
| Essential | Transportation (gas, transit, maintenance) | $19 |
| Essential | Car insurance | $173 |
| Essential | Health insurance (individual) | $67 |
| Lifestyle | Internet & streaming | $126 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $336 |
| Lifestyle | Entertainment & recreation | $252 |
| Essentials Subtotal | $2,374 | |
| Lifestyle Subtotal | $799 | |
| Total Monthly Budget | $3,173 |
💡 Salary Needed: To live in Cambridge as single adult working from home with a 20% savings margin, you need approximately $7,051/year before taxes.Check affordability →