Monthly Budget in Cambridge for a Couple
What it costs two working adults, no children to live in Cambridge, MA in 2026.
$4,100
Total Monthly
$9,111
Salary Needed
168
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $2,016 |
| Essential | Groceries & household supplies | $99 |
| Essential | Utilities (electric, gas, water) | $35 |
| Essential | Transportation (gas, transit, maintenance) | $72 |
| Essential | Car insurance | $370 |
| Essential | Health insurance (couple) | $120 |
| Lifestyle | Internet & streaming | $126 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $672 |
| Lifestyle | Entertainment & recreation | $420 |
| Essentials Subtotal | $2,712 | |
| Lifestyle Subtotal | $1,388 | |
| Total Monthly Budget | $4,100 |
💡 Salary Needed: To live in Cambridge as two working adults, no children with a 20% savings margin, you need approximately $9,111/year before taxes.Check affordability →