Vermont · NortheastAbove-Average CostUpdated March 2026

Cost of Living in Burlington, VT

Detailed cost data for 38 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Cost Index
118
18% above national average
100 = national baseline
45K
Population
$48K
Median Income
$2,639/mo
Avg Rent (1BR)
$5,083/mo
Living Cost (Single)
✍️ Reviewed by Rachel Goldstein, Regional Cost Specialist📅 Last verified: March 2026
BLSCensusHUD

Cost of Living in Burlington: The Full Picture

What does it cost to live in Burlington, VT? The honest answer depends on your lifestyle, but the data gives clear guideposts. With a dense service economy where proximity to major employers keeps demand — and prices — perpetually elevated and a median household income of $48K, this northeastern city offers a specific economic profile. We cover 38 cost categories, each calibrated for Burlington's local conditions.

C
Overall
D
Housing
C
Food
C
Healthcare
C
Transport
C
Utilities
💼 Economy

Burlington has a dense service economy where proximity to major employers keeps demand — and prices — perpetually elevated

🏠 Housing

The housing market features a housing market that eats 35-45% of median income — well above the recommended 30%

🌤️ Climate & Lifestyle

Coastal storms and heavy snowfall inflate insurance premiums and push emergency service calls through the roof every winter.. The lifestyle here is characterized by Cultural institutions, professional sports, and nightlife that rival any global city — and cost like one too..

💡 The Bottom Line

Above-average but not extreme — that's the financial picture in Burlington. A cost index of 118 means careful budgeting goes a long way, and you'll find pockets of value if you know where to look.

💰 Purchasing Power in Burlington

$50K salary
≈ $42K
-$8K real value
$75K salary
≈ $64K
-$11K real value
$100K salary
≈ $85K
-$15K real value
$150K salary
≈ $127K
-$23K real value

Purchasing power adjusted to national average baseline. In Burlington, your dollar buys 15% less than the national average.

📊 Closest to National Average

Burlington is above average in most categories. These cost the least above baseline:

Monthly Living Expenses in Burlington

What it actually costs to live in Burlington each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$2,600/mo$4,500/mo$5,900/mo
🟢Comfortable$4,150/mo$6,850/mo$8,850/mo
🟣Generous$6,500/mo$10,600/mo$14,150/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Burlington's cost index of 118 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Burlington's cost landscape is shaped by geography. Transit access and historic district premiums drive the sharpest price differences between neighborhoods. A 15-minute drive can mean a 20%+ swing in housing and service costs.

Burlington vs U.S. Average Cost of Living

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Burlington

What contractors charge for the most common repairs, installations, and remodels

💼 Business Startup Costs in Burlington

Full startup cost breakdowns — from lease deposits to working capital

📊 Cost of Living in Burlington

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Burlington

Annual and monthly premium estimates for major insurance categories

💰 Salaries & Jobs in Burlington

Annual compensation by experience level, role, and specialization

How Much Income Do You Need in Burlington?

✅ Best For

  • Mid-career professionals
  • Remote workers with out-of-market salaries
  • Couples with dual incomes

⚠️ Not Ideal For

  • Single-income families with tight budgets
  • Those seeking rock-bottom costs
💬 Expert Tip

Talk to current residents about hidden costs. Property taxes, commute expenses, and local fees can add 10-15% to your estimated monthly budget. Local subreddits and Facebook groups are goldmines for this intel.

How Does Burlington Compare?

Pick a nearby city and see the full cost comparison across all 38 topics.

CostOfCity Value Index

F
Burlington Value Score: 5/100
Expensive
Affordability Ratio
2.95x
Stretched
Savings Potential
6%
of median income
Value Score
0/100
income-adjusted
Growth Risk
100/100
Costs rising fast

The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.

📦

Free Relocation Blueprint

Your complete moving budget for Burlington, VT

Monthly Budget
$4,418
Moving Costs
$3,000 – $6,000
Deposits Est.
$6,598
Cost Index
118

Get a personalized PDF with first-month costs, 12-month cash projection, neighborhood tips, and a moving checklist — tailored to your household size and origin city.

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Frequently Asked Questions About Burlington

How does Burlington compare to other cities in VT?

Within Vermont, Burlington has a cost index of 118. Nearby options include Montpelier and Saratoga Springs, which offer useful comparison points.

Is Burlington, VT expensive to live in?

Burlington's cost of living index is 118, which is 18% above the national average of 100. This makes Burlington one of the more expensive cities in the US.

What is the median household income in Burlington?

The median household income in Burlington is approximately $48,000 per year. Adjusted for local cost of living (index: 118), this may stretch less than the raw number suggests.

Explore Burlington in Depth

🏠 Living Alone
Solo budget breakdown for Burlington
💰 Salary Needed
Minimum salary to live in Burlington
📊 Can I Afford It?
Budget check for Burlington
📋 Monthly Budget
Full monthly breakdown
🔄 Cheaper Alternatives
Cities like Burlington but cheaper
🗺️ Vermont Overview
Compare all cities in Vermont

Nearby Cities to Compare

💡 Affordable Alternative: Schenectady (120 miles away) is 24% cheaper than Burlington. Same region, significantly lower costs. Compare them →