Monthly Budget in Buffalo for a Single Adult
What it costs one working adult, no dependents to live in Buffalo, NY in 2026.
$1,891
Total Monthly
$4,202
Salary Needed
89
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,068 |
| Essential | Groceries & household supplies | $37 |
| Essential | Utilities (electric, gas, water) | $21 |
| Essential | Transportation (gas, transit, maintenance) | $28 |
| Essential | Car insurance | $179 |
| Essential | Health insurance (individual) | $49 |
| Lifestyle | Internet & streaming | $67 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $223 |
| Lifestyle | Entertainment & recreation | $134 |
| Essentials Subtotal | $1,382 | |
| Lifestyle Subtotal | $509 | |
| Total Monthly Budget | $1,891 |
💡 Salary Needed: To live in Buffalo as a one working adult, no dependents with a 20% savings margin, you need approximately $4,202/year before taxes.Check affordability →