Monthly Budget in Boulder for a Family of Four
What it costs two adults, two children to live in Boulder, CO in 2026.
$6,508
Total Monthly
$14,462
Salary Needed
145
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,610 |
| Essential | Groceries & household supplies | $168 |
| Essential | Utilities (electric, gas, water) | $42 |
| Essential | Transportation (gas, transit, maintenance) | $81 |
| Essential | Car insurance | $448 |
| Essential | Health insurance (family plan) | $129 |
| Lifestyle | Internet & streaming | $109 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $508 |
| Lifestyle | Entertainment & recreation | $435 |
| Essential | Childcare (2 children) | $1,740 |
| Essentials Subtotal | $5,218 | |
| Lifestyle Subtotal | $1,290 | |
| Total Monthly Budget | $6,508 |
💡 Salary Needed: To live in Boulder as two adults, two children with a 20% savings margin, you need approximately $14,462/year before taxes.Check affordability →