Monthly Budget in Boston for a Family of Four
What it costs two adults, two children to live in Boston, MA in 2026.
$6,781
Total Monthly
$15,069
Salary Needed
152
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,736 |
| Essential | Groceries & household supplies | $154 |
| Essential | Utilities (electric, gas, water) | $37 |
| Essential | Transportation (gas, transit, maintenance) | $100 |
| Essential | Car insurance | $434 |
| Essential | Health insurance (family plan) | $156 |
| Lifestyle | Internet & streaming | $114 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $532 |
| Lifestyle | Entertainment & recreation | $456 |
| Essential | Childcare (2 children) | $1,824 |
| Essentials Subtotal | $5,441 | |
| Lifestyle Subtotal | $1,340 | |
| Total Monthly Budget | $6,781 |
💡 Salary Needed: To live in Boston as two adults, two children with a 20% savings margin, you need approximately $15,069/year before taxes.Check affordability →