Monthly Budget in Bismarck for a Single Adult
What it costs one working adult, no dependents to live in Bismarck, ND in 2026.
$1,996
Total Monthly
$4,436
Salary Needed
94
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,128 |
| Essential | Groceries & household supplies | $32 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $26 |
| Essential | Car insurance | $204 |
| Essential | Health insurance (individual) | $50 |
| Lifestyle | Internet & streaming | $71 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $235 |
| Lifestyle | Entertainment & recreation | $141 |
| Essentials Subtotal | $1,464 | |
| Lifestyle Subtotal | $532 | |
| Total Monthly Budget | $1,996 |
💡 Salary Needed: To live in Bismarck as a one working adult, no dependents with a 20% savings margin, you need approximately $4,436/year before taxes.Check affordability →