Monthly Budget in Bismarck for a Family of Four
What it costs two adults, two children to live in Bismarck, ND in 2026.
$4,463
Total Monthly
$9,918
Salary Needed
94
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,692 |
| Essential | Groceries & household supplies | $102 |
| Essential | Utilities (electric, gas, water) | $36 |
| Essential | Transportation (gas, transit, maintenance) | $53 |
| Essential | Car insurance | $408 |
| Essential | Health insurance (family plan) | $124 |
| Lifestyle | Internet & streaming | $71 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $329 |
| Lifestyle | Entertainment & recreation | $282 |
| Essential | Childcare (2 children) | $1,128 |
| Essentials Subtotal | $3,543 | |
| Lifestyle Subtotal | $920 | |
| Total Monthly Budget | $4,463 |
💡 Salary Needed: To live in Bismarck as two adults, two children with a 20% savings margin, you need approximately $9,918/year before taxes.Check affordability →